July 24, 2021 / 2 comments
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Your mortgage matters, whether you're a first-time buyer or building a block of flats. Finding the right mortgage is our priority. Request a free consultation and let our dedicated team of brokers assist you in navigating the options, ensuring your mortgage meets your unique needs and goals.
Or take a moment to use our free Mortgage Health Check
For first-time buyers, we specialize in providing expert guidance, tailored mortgage options, and continuous support throughout the entire homeownership journey. Our goal is to make your first home purchase a seamless and rewarding experience. Trust us to navigate the process with you and ensure you find the perfect mortgage solution.
When it comes to remortgaging, we help you unlock the potential of your existing property. Our team will assist you in finding competitive rates and terms, which could lead to reduced monthly payments or the release of equity. Take advantage of our expertise to secure a better deal on your mortgage.
We offer fast and flexible funding solutions tailored to your needs. Whether you require short-term financing for property purchases or development projects, we've got you covered. Bridge the gap between property transactions or finance your projects with ease through our specialised loan options.
Discover the opportunities of property investment with our buy-to-let mortgages. Take advantage of our extensive lender network, competitive rates, and expert guidance to maximize your rental income. Let us assist you in navigating the buy-to-let market and finding the perfect mortgage for your investment goals.
When it comes to auction finance, we offer quick and reliable funding solutions to help you seize opportunities. Secure the financing you need to complete your auction purchase with confidence. Our swift and tailored solutions cater to the time-sensitive nature of auctions, ensuring your requirements are met.
When it comes to complicated and difficult mortgage issues, we excel at solving challenges that others find daunting. Our team specializes in handling difficult situations, including adverse credit or complex income structures. Trust us to provide the guidance, expertise, and creative solutions needed to overcome obstacles and secure your mortgage successfully.
We have established strong relationships with over 175 lenders, giving us access to a wide range of mortgage options. This extensive network allows us to find competitive rates and terms that suit the unique needs of our clients. With multiple lender options, we can explore diverse solutions and increase the likelihood of finding the perfect mortgage fit.
We believe that every client is special, and that's why we take the time to listen and understand your goals. Our friendly team will work closely with you to assess your needs, explain complex concepts in plain English, and craft a personalized mortgage strategy that aligns with your aspirations. We're here to guide you every step of the way.
We excel in handling complicated and challenging mortgage scenarios. Whether you have adverse credit, complex income structures, or other difficult issues, we have the expertise and creativity to find solutions. Our team is dedicated to overcoming obstacles, exploring alternative options, and working diligently to help you secure the mortgage you need, even in complex situations.
Our story began when we were working in a real estate agency with a particularly difficult property to sell. Despite a lot of interest, we were unable to find a lender willing to finance the purchase. It was then that we realised that people were not always going to the right broker and that there were lenders who would lend to our clients.
We decided to take matters into our own hands. We knew that we could make a difference by offering expert guidance and support to our clients, helping them navigate the often complex process of obtaining a mortgage.
Passionate about property, Tayo set out to redefine the mortgage experience. Recognising a gap in personalised support for first-time developers, buyers, and investors.
With an extensive network of industry professionals, Tayo understands the market from all angles. Their comprehensive knowledge allows them to take a detailed and holistic approach to each client's journey.
But it's not just expertise; it's about connecting on a deeper level. At Saint, you're part of a community. Tayo wants to be your trusted friend, offering guidance and support.
With unwavering dedication, Tayo and the team at Saint turn property dreams into reality. Whether you're a first-time buyer, a budding developer, or an aspiring investor, let Tayo be your trusted partner on this exhilarating journey.
Contact Tayo today to experience the personalized, heartfelt approach that sets Saint apart.
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It is a long established fact that a reader will be distracted by the readable content of a page
It is a long established fact that a reader will be distracted by the readable content of a page
It is a long established fact that a reader will be distracted by the readable content of a page
A: The deposit required in the UK generally starts from 5% of the property's purchase price, although having a larger deposit can often result in more favourable mortgage rates. Keep in mind that the higher the deposit, the lower the loan-to-value (LTV) ratio, which can lead to better mortgage options.
A: Stamp duty land tax (SDLT) is a tax payable on property purchases in England, Wales, and Northern Ireland above a certain threshold. The amount varies based on the property price and whether you're a first-time buyer or a homeowner. It's important to factor in stamp duty costs when considering your overall budget and mortgage affordability.
A: In a fixed-rate mortgage, the interest rate remains the same for a set period, typically 2 to 10 years, providing predictable monthly payments. With a variable-rate mortgage, the interest rate can change over time, usually linked to the Bank of England base rate or the lender's standard variable rate (SVR).
A: Yes, self-employed individuals can get a mortgage in the UK. However, the application process may differ slightly, as lenders typically require additional documentation to assess income stability and affordability.
A: Yes, it is possible to switch your mortgage to a new lender, which is known as remortgaging. Remortgaging can help you secure a more favorable interest rate, lower monthly payments, or release equity from your property. It's recommended to seek advice from a mortgage broker to assess the feasibility and potential benefits of remortgaging.
A: A mortgage agreement in principle, also known as a mortgage offer or decision in principle (DIP), is a written statement from a lender confirming that they would be willing to lend you a certain amount based on an initial assessment of your financial situation. It gives you an idea of how much you can borrow and can help when making an offer on a property.
126 City Road London EC1V 2NX
WhatsApp Number: (44) 7355 668 480
Phone Number: (44) 7355 668 480
Support: contactus@saint-invest.com
Lets find a solution that works best for you
Your home may be repossessed if you do not keep up with the mortgage repayments .
You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstance
*Our initial consultation service is free. If you decide to proceed with a mortgage application, you may have to pay a fee depending on your circumstances and credit history